1. 帳戶(hù)透支:近幾周,美國銀行(Bank of America Corp)、摩根大通銀行和富國銀行(Wells Fargo)將降低向客戶(hù)收取的帳戶(hù)透支(overdraft)費. 這三家銀行推出新種支票帳戶(hù),限制了透支之款項費用和利息的收費. 美國銀行也推出新的信用卡,
1. 透支;透支額 If you have an overdraft, you have spent more money than you have in your bank account, and so you are in debt to the bank.
e.g. When I left Cambridge I had a £10,000 overdraft... 我離開(kāi)劍橋時(shí),透支了1萬(wàn)英鎊。 e.g. Her bank warned that unless she repaid the overdraft she could face legal action. 銀行警告她如果不償還透支錢(qián)款,她將面臨訴訟。